The World of Hyatt category 1-4 sweet spot, explained

World of Hyatt's award chart tops out at 8 categories, and categories 1 through 4 (as low as 3,500 points a night at some properties) consistently cash out above 2 cents per point.

Unlike most hotel programs, Hyatt has not moved to dynamic pricing, so the chart is predictable and easy to plan around months in advance.

Pair a Chase Ultimate Rewards transfer with a category 1-4 property and a $150 hotel stay can cost well under 10,000 points.